Mortgage Rates are at All Time Lows!

Did you know?

Slide background

No Equity, Poor Credit?

Learn how the HARP 2.0 program helps
underwater homeowners refinance.


FHA Loans

Easier qualifications and low down payment
options make FHA loans a great choice.

Quick and Hassle-Free!

We can close your loan in 30 days or less.

Slide background

Guaranteed lowest Rate & APR for life.

Lifetime Rate
Protection Guarantee

We make lending easy & hassle-free!


Cal Loans Direct did a great job helping to refinance my home mortgage this past spring.  They were incredibly professional, responsive, and were a pleasure to work with.  Would highly recommend their services.

Jen G. Los Angeles

I refinanced my home with Cal Loans Direct and they were the best! They made the process fast and so easy for me. Everything they promised me was delivered 🙂 I would highly recommend Cal Loans Direct for refinancing.

Carmen S.La Puente, CA

My husband and I just completed our refinance with Tom at cal loans and we are both very happy with how quick the whole process went. The communication was a breeze and always got all of our questions answered right away. We would highly recommend Cal Loans to anyone that is looking to get a loan, you won’t regret it.

Sheila F.San Pedro, CA

I have worked with Tom before and he is a man of his word. This is a company I not only trust, but would highly recommend to all my friends and family. Thank you Cal Loans for delivering what you promise.

Michael H.Placentia,CA

Stay Connected